The club’s two-year anniversary: 2years group 05
Invest today, secure tomorrow

Build wealth together. Own a home for generations.

A Ugandan savings club of 275+ members since January 2023, with over UGX 2.5 billion pooled — and every shilling counted as your shareholding.

Render of CCAM Legacy Homes: aerial estate view
The flagship project

CCAM Legacy Homes, breaking ground January 2028

440 homes across 22 blocks on 9.9 titled acres at Mairye Estates — a UGX 48.8 billion project owned by the members who built it.

Render of CCAM Legacy Homes: apartment facade gardens
How members own

Rent-to-own, made genuinely affordable

Pay a 30% deposit, then spread the balance over 120 months at 0% interest — from about UGX 467,000 a month, and at the end you own the home.

Members in front of the club’s Sonde apartment block
Our portfolio

Real assets behind every member

A 12-unit apartment block valued at UGX 1.2 billion, 9.9 acres at Mairye Estates, and over UGX 450 million in the Old Mutual Unit Trust.

275+
Active members & growing
UGX 2.5B
Total member savings
440
Homes in CCAM Legacy
UGX 48.8B
Flagship project value
Members in front of the club’s Sonde apartment block
UGX 72M a yearRent from the fully tenanted Sonde block
Who we are

A track record built on discipline, not promises.

We are professionals, entrepreneurs, and families who share one dream — financial independence and home ownership. Since 2023 we've pooled structured savings into real, income-generating assets and turned them into a path to affordable housing for every member.

12-unit apartment block in Sonde earning UGX 72M annually
9.9 acres of prime titled land at Mairye Estates
Over UGX 450M in the Old Mutual Unit Trust Fund
Asset-backed, phased & professionally managed
What drives us

The four pillars of CCAM

Visionaries

Shaping our financial destinies with foresight.

Leaders

Guiding families and communities forward.

Innovators

Embracing structured wealth building.

Collaborators

Building sustainable prosperity together.

The flagship project

CCAM Legacy Homes, Mairye Estates

A community-designed, condominium-style estate of 440 homes — built in phases and commencing January 2028. Every member's ultimate goal is home ownership, and Legacy Homes is how we get there.

Business Centre
Health Club
School
Swimming Pool
Clinic & Drug Shop
Outdoor Play Area
Render of CCAM Legacy Homes: aerial estate view
Housing mixUnits
One-bedroom · UGX 80M160
Two-bedroom · UGX 120M160
Three-bedroom · UGX 140M120
22 blocks440 homes
How members own

Rent-to-own, made genuinely affordable

Pay a 30% deposit, then spread the balance over 10 years. Monthly payments are comparable to — and often lower than — current Kampala rents, except at the end you own the home.

Choose your unit type

One, two or three bedrooms at CCAM Legacy Homes.

Pay your 30% deposit

From UGX 24M on a one-bedroom home.

Move in & pay monthly for 10 years

From about UGX 467,000 a month, at 0% interest.

Receive full ownership & title

At the end, the home is yours.

Rent-to-Own Calculator

After 30% deposit
Choose your home
Your indicative monthly payment UGX 467,000 / month
Home price
UGX 80,000,000
Deposit
UGX 24,000,000
Balance
UGX 56,000,000
Total payable
UGX 80,000,000
Start with membership

Estimates only. Balance is repaid over the chosen term at the rate shown; final terms are set in your purchase agreement.

The club’s two-year anniversary: 2years members 02
Ways to grow with us

Investment opportunities

For membersMonthly Shares
Buy shares from UGX 50,000/month — your shareholding determines your returns.
Disciplined pooled savings invested in real estate and unit trusts.
Own a home with a 30% deposit and an affordable 10-year balance.
Co-develop blocks or fund infrastructure in Legacy Homes for profit-sharing returns.
In their own words

Real members, real journeys.

Joining CCAM gave my saving real purpose. Watching my shareholding grow each month, knowing it’s backed by real apartments and land, gives me a confidence I never had before.
SNSarah N.Member since 2023
The rent-to-own plan finally made home ownership feel possible for my family. A clear 30% deposit and steady monthly payments — no confusing interest, no surprises.
DKDavid K.Aspiring homeowner
What I value most is the discipline. CCAM turned my irregular saving habit into a monthly routine, surrounded by people chasing the same dream.
GAGrace A.Entrepreneur & member
Good to know

Questions, answered.

Everything you need to understand how the Club works before you join.

What is CCAM Investment Club?

CCAM Investment Club Ltd is a Ugandan member-savings club founded in January 2023. We bring together like-minded people from all walks of life to build a strong savings culture and invest together in real estate and unit trusts. Our goal is simple: every member should own a home. Today we are around 275 active members working towards a target of 500, with over UGX 2.5 billion already saved together.

How much does it cost to join?

Joining requires a one-time UGX 50,000 membership fee and a UGX 50,000 subscription fee, along with an initial savings commitment of UGX 3,000,000 — UGX 3,100,000 in total. After that, members purchase shares from a minimum of UGX 50,000 per month. You can save and buy as many shares as you wish to grow your shareholding over time.

How do I join, and what happens next?

Start by filling in the short form on the Join CCAM page — the Secretariat will call you to answer your questions and guide your first deposit. You then deposit your fees and initial savings into the Club’s account at Centenary Bank, Mapeera Branch (Account name: CCAM Investment Club, A/C 3203612008). Once your deposit is received, the Club issues you a membership form to complete and allocates you a membership number. For help getting started, contact the Club on +256 776 011445 or +256 776 646606.

How does the Club create returns?

Every shilling you save buys you a percentage shareholding in the Club. That shareholding determines your share of the returns generated by our investments — keeping things fair and transparent for everyone. The more you save, the larger your shareholding and the greater your potential. We don’t promise a fixed rate of return; instead, your growth is tied directly to the real performance of the Club’s assets.

The club’s two-year anniversary: 2years member 02
Members at the Mairye land visit: members
Join the club

Become a member, build your future.

CCAM brings together like-minded people from all walks of life to grow an exceptional savings culture, invest in real assets, and own homes for generations to come.

Chat with us