Many paths, one shared goal.
Whether you want to own a home, build a shareholding, or partner on the development itself, CCAM offers a route that fits — each one backed by real, income-generating assets.
Investing built on discipline and real assets.
CCAM exists to turn disciplined, pooled savings into lasting wealth and home ownership for its members. Every shilling saved is channelled into tangible assets — completed apartments, titled land, and a regulated unit trust — rather than speculation or promises.
That foundation opens up several ways to participate. Members can own a home through rent-to-own, grow their stake through monthly share purchases and structured savings, while larger partners can invest directly in the flagship CCAM Legacy Homes development as equity investors.
Your returns are tied to your shareholding — every penny saved earns you a percentage stake, and that stake determines your share of returns, ensuring fairness and scalability for every member.
Choose the path that fits you
Equity Partnership
Partner directly in the CCAM Legacy Homes development — inject construction capital, co-develop specific blocks, finance infrastructure, or invest in the estate's commercial amenities.
Rent-to-Own Homes
Own a home at CCAM Legacy Homes with a 30% deposit, then spread the balance over 10 years in affordable monthly instalments — often comparable to current Kampala rents.
Monthly Share Purchases
Buy shares from UGX 50,000 per month. Each share increases your shareholding, and your shareholding determines your share of the Club's returns.
Structured Savings
Disciplined, pooled savings invested in real estate and unit trusts for steady, long-term growth — the engine behind everything the Club builds.
Project financing summary
CCAM Legacy Homes is designed to be fully financed through a balanced mix of the Club's own equity, development finance, and member off-plan deposits.
| Funding source | Indicative amount | Share | Role |
|---|---|---|---|
| Member equityClub savings & existing assets | UGX 8.5B | 15% | Foundation capital already being built |
| Construction loan / DFI partnershipLand & apartments as collateral | ~UGX 30B | 55% | Development finance leverage |
| Off-plan deposits30% member deposits | ~UGX 16.5B | 30% | Pre-sales to members |
| Total (indicative) | ~UGX 55B | 100% | Project fully financed |
Figures are indicative and drawn from the Club's Strategic Plan funding scenario. The flagship project is currently valued at an estimated UGX 48.8 Billion; the final financing structure will be confirmed once detailed Bills of Quantities are complete. Detailed financial modelling is shared with serious equity investors on request.
How returns can be structured
We welcome partners who can inject capital, co-develop blocks, finance infrastructure, or partner on commercial amenities — with returns structured to fit the partnership.
Profit-sharing per block
A share of profits on each block developed.
Equity stake in the estate
A direct stake in the overall development.
Rental yield participation
Share in rental income generated on site.
Capital appreciation
Upside as units are completed and sold.
Joint-venture SPV arrangements
Purpose-built structures for larger, structured partnerships.
Become a member, build your future.
CCAM brings together like-minded people from all walks of life to grow an exceptional savings culture, invest in real assets, and own homes for generations to come.