Rent-to-own, made genuinely affordable.
Pay a 30% deposit, then spread the balance over 10 years. Your monthly payment is comparable to — and often lower than — current Kampala rents, except at the end the home is yours.
Rent-to-Own Calculator
After 30% deposit- Home price
- UGX 80,000,000
- Deposit
- UGX 24,000,000
- Balance
- UGX 56,000,000
- Total payable
- UGX 80,000,000
Estimates only. Balance is repaid over the chosen term at the rate shown; final terms are set in your purchase agreement.
Three simple steps to ownership
No complicated terms, no variable interest games — just a clear, fixed path from deposit to title.
Figures are indicative, based on a fixed 30% deposit and the balance spread evenly over 10 years (120 months). Final pricing is confirmed at reservation.
Paying rent? You could be paying for your own home.
A side-by-side look at a typical Kampala rent versus a CCAM rent-to-own payment — for a similar home.
| Unit type | Typical Kampala rent / month | CCAM rent-to-own / month | After 10 years |
|---|---|---|---|
| 1-Bedroom | ~UGX 600,000 | UGX 467,000 | You own it |
| 2-Bedroom | ~UGX 1,000,000 | UGX 700,000 | You own it |
| 3-Bedroom | ~UGX 1,500,000 | UGX 817,000 | You own it |
Typical rent figures are indicative market estimates for comparison only and to be confirmed by CCAM. Rent-to-own payments assume a 30% deposit with the balance spread evenly over 10 years.
From member to homeowner
Five clear steps take you from joining the Club to holding the title to your home.
Become a member
Join CCAM and build your savings and shareholding with the Club.
Choose your unit
Select a 1, 2, or 3-bedroom home at CCAM Legacy Homes.
Pay your 30% deposit
Secure your chosen unit with the upfront deposit.
Move in & pay monthly
Settle the balance over 10 years in affordable monthly instalments.
Receive full ownership & title
On completion, the home — and its title — is fully yours.
Become a member, build your future.
CCAM brings together like-minded people from all walks of life to grow an exceptional savings culture, invest in real assets, and own homes for generations to come.